body    {font-family: Times New Roman, Calibri, sans-serif;background-image: url('../images/paper.gif')}
h1 	{text-align: center; color: white; background-color: blue}
h2	{text-align: center; color: white; background-color: blue}
address {text-align: center; font-style:normal; font-size: 13pt; clear:both; 
         border-style:solid; border-width:1px; border-color:blue }
.rates  {margin-left:30%; margin-right:30%; border: 2px solid #000; width: 40%; padding: 10px; background-color: #ccc}